identity verification documents to service providers.) The new law provides them more options in conducting proof of identity and identity verification via digital system based on established guidelines. A

. Teaming up with KASIKORN ASSET MANAGEMENT CO., LTD., we introduced the K Global Risk-Enhanced Asset Allocation Fund (K-GREAT) – a risk-based asset allocation fund initiated by Lombard Odier – a new form of

security through an identity authentication system. 2) The Smart Agent Portal serves as a database for K-Contact representatives to search for information related to KBank products with improved accuracy

of digital technology, which has shaped a new trend of consumption amid intensified borderless business competition via digital channel. To brace for these numerous challenges, KBank prioritizes the

liquidity in the banking system. For the outlook of commercial banks during the remainder of 2019, a major challenge could lie in the delayed recovery of economic activity in several sectors, which may in

. 3) K-Payment Gateway: We enhanced service efficiency for bill payment with credit and debit cards online, and had in place a security system to assure merchants of easy, convenient and complete

performance in 2017 recorded a decline in net profit compared to 2016. Several commercial banks set aside higher allowance for impairment loss on loans and invested for technological development to embrace the

-interest income. Aside from debt quality, commercial banks may have to contend with several other challenges including such regulatory changes as new mortgage measures, implementation of the Basel III