competition and resulted into slower sales in B2B as well. Adopting to the changing consumer behavior where consumers are transitioning to apply technology for their purchases, the Company is expanding its

industry groups and committing to targets as they shift gears to invest in a global economy that is transitioning into a low-carbon world. STRICTLY PRIVATE AND CONFIDENTIAL. FOR PROFESSIONAL INVESTORS ONLY

. Furthermore, it is important to promote income and savings sufficiency to empower Thai people to lead a quality life, financially and otherwise, after retirement, especially as the country is transitioning

network to 2,300 advertising panels and media capacity to THB 1,400mn. The Company is also transitioning our static media assets to a digital platform in upcountry. Last year, we converted 21 existing

Disclosures Standard. • Bank of Thailand’s Directional Paper on Transitioning towards Environmental Sustainability Under the New Thai Financial Landscape comprising of 5 key building blocks 1) Products and

companies, products and projects that are committed to transitioning in line with 1.5°C. Invest an increasing proportion of the portfolio in companies, products, and projects that are already aligned to 1.5°C

transitioning to a net zero carbon future), as for those seeking to create positive impacts for existing and new customers and other Stakeholders through their products and services. Implementation of these

financial implications associated with transitioning to a lower-carbon economy and physical risks will grow, information will become more decision- useful, and risks and opportunities will be more accurately

investment period. 4 - Revise credit granting criteria, credit-like transactions or debt guarantee for directors with managing authority or related parties of companies within financial conglomerates on a solo

ให้สนิเช่ือ ท าธุรกรรมที่มีลกัษณะคล้ายการให้สินเช่ือ หรือประกนัหนีแ้ก่กรรมการ ผู้ มีอ านาจในการจัดการ หรือผู้ ที่ เ ก่ียวข้องของบริษัทในกลุ่มธุร กิจทางการเงินในระดับ Solo Consolidation (ธนาคารและบริษัทล