PowerPoint Presentation THE INNOVATIVE POWER FLAGSHIP OF PTT GROUP MANAGEMENT DISCUSSION & ANALYSIS MD&A Q3/2019 PAGE 1 MANAGEMENT DISCUSSION & ANALYSIS (MD&A) Q3 2019 On the 9th October, after

expand the number of K PLUS SHOP users. In this quarter, we initiated QR code payment through a special lane at PTT service stations under the Speed Pay Station concept, while also encouraging the general

faster and with greater convenience at PTT Station and PTT Group retail stores. 3.4 Service Channels KBank maintained our commitment to developing efficiency in all our core service channels for enhanced

PowerPoint Presentation THE INNOVATIVE POWER FLAGSHIP OF PTT GROUP MANAGEMENT DISCUSSION & ANALYSIS MD&A Q2/2019 PAGE 1 MANAGEMENT DISCUSSION & ANALYSIS (MD&A) Q2 2019 For Q2/2019, the EBITDA of the

credit card loan, the PTT Blue Credit Card was introduced, while a promotion campaign entitled “The Great Phenomenon! #Swipe for More” was launched to promote greater spending via all types of K-Credit

located in a single branch. (2) Electronic Network comprises: - K-ATMs and K-CDMs: Service efficiency enhancement has been a major focus to accommodate secure, round-the-clock financial transactions, and to

sales and service enhancement. In this quarter, KBank teamed up with its partners to launch K PARK, a new branch format located at the PTT Saeng Aree service station on Hathairat 33 Road, which serves as

been a major focus to accommodate round-the-clock financial transactions with security. Customers were also encouraged to conduct financial transactions at self-service machines. For greater convenience

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

E_1 Legal_FA_2015_12_29-c A WWCCoorrppLL44..11hhiigg A Executive Summary 1 Management Discussion and Analysis For the Year Ended December 31, 2017 In 2017, Thai economic growth gained traction, buoyed by strong recoveries in tourism and exports. This growth momentum is expected to carry on into 2018, especially amid a brighter outlook in public and private investment. Nonetheless, the business sector remained challenged by new modes of competition in a broader marketplace amid the advancing digi...