prudent risk management scheme in preparation for internal and external challenges, said SEC Secretary-General Thirachai Phuvanatnaranubala in his speech at Thailand Smart Money 2010-2011 today.The US
process of preparing and updating private fund contracts is not prudent and concise, did not comply with the rules, conditions and procedures announced by the Capital Market Supervisory Board. SEC Act S
while other non-interest income declined yoy. Overall operating expenses also declined from effective cost management when comparing to the same period last year. The Bank continued to remain prudent when
Phatra Asset Management name changed effective from September 28, 2020 2 Excluding loans classified as Purchased or originated credit-impaired (POCI) 3 The Bank current level of capital remains strong and
increased significantly with loss allowance based on 12 month expected credit loss. Stage 2: financial assets where the credit risk has significantly increased and Stage 3: credit-impaired financial assets
/ Total loans (excluding interbank) 4.0 Total loan loss reserve/ Total NPLs (coverage ratio) 1 114.1 113.2 110.1 111.2 111.2 115.9 1 Excluding loans classified as Purchased or originated credit impaired
bourses including the Thai market as a result of foreign investors? sell-offs. Investors are advised to be prudent in their investment decisions, keeping in mind that the Thai economy remains fundamentally
stringent customer approval criteria for commercial lending policies vis-à-vis small and micro businesses. We continued to prioritize risk assessment through prudent screening and close monitoring of
assets might be impaired. However, at the end of the third quarter, HTX did not appraise values of those assets to compare with their book values in accordance with the Thai Accounting Standard No. 36 on