Given the prolonged period of low interest rate in the Thai bond market, many debt securities issuers are increasingly issuing for sale subordinated perpetual bonds which have more complex

1 2Q21 MD&A Advanced Info Service Plc. Executive Summary Prolonged economic impact from new phase of pandemic in 2Q21 As the new phase of pandemic re-emerged in the second quarter, we observed the

significantly affected by low advertising demand due to the prolonged impact of the COVID- 19 pandemic, which has plunged the global economy into a deep recession. Operating revenue decreased by 32.2% YoY to THB

has prolonged. • Because longer patterns of earnings increases are less likely to predict future growth, then longer patterns should be better predictors of lower future risk than shorter patterns. • I

by significant increase in device sales due to the low baseline from lockdown last year. Core service revenue was Bt97,575mn, flat YoY, and reflected prolonged economic impact due to weak consumer

appropriate. In addition, as there was no new proposal from other contractors, the management of Carnival Magic agreed to hire Cherdchaiwon since the prolonged decision will only result in further delay in the

subsidiary’s revenue from sales of goods was in the amount of 61.38 million baht, decreased by1.69 million baht or 2.68% of the same period of sales in 2018. Mainly because of the prolonged drought that resulted

by both OPD (6% growth) and IPD (5% growth). This growth was not as robust as previous year’s growth because the drought prolonged until mid of this 3rd quarter. Number of patients of 3Q19 slightly

considering the level of provisions taking into account the prolonged uncertainties from the COVID-19 and recorded total expected credit loss amount for 1Q21 at Baht 1,234 million. The Bank placed importance on

segment. Given a limited number of 5G handset models with high starting price over Bt10,000, the adoption rate for 5G subscribers in 2020 was still limited. With prolonged pandemic resulted in weak consumer