× Individuals underestimate their life expectancy × Not many aware of longevity risk × Lacking of popularity and choice of annuity products 22 23 The Alpha Spectrum 24 Asset Location 25 Asset Location and

pool of potential investors. In addition, we are sure that this MOU’s implementation will lead to a good model for the cooperation in the region and we are optimistic that capital markets in the region

awards and honours,” she said.   As more businesses join the WEP community, officials, advocates, business leaders and stakeholders are optimistic regarding its positive impact to promote gender equality

reserved. 19 ตัวอย่างการประเมินความเสี่ยง การวิเคราะหส์ถานการณ์ความเสี่ยงทางกายภาพ • กรอบเวลา (Timeframe) • สถานการณ์สมมติท่ีอาจจะเกิดข้ึน (Scenarios) - สถานการณ์ในทางทีด่ ี(Optimistic; SSP2 RCP4.5

Ladies and Gentlemen, As more and more people become vaccinated around the world, we can be cautiously optimistic that humanity will soon be immune to COVID-19. However, more needs to be done to promote

particularly the tourism sector, Q1 outlook is optimistic for Golden Lime as the new dolime product gains traction and with the positive impact from the sugar season. The delayed 3.2 trillion baht budget is

– 2,400mn with our recent acquisitions. Net profit margins will however, decline from double-digit to single-digits. Despite challenges in the overseas market, we are optimistic of long-term growth and we

public. ESG TRENDS Climate change Water scarcity Tech disruption Healthier lifestyle/longevity Labor scarcity Diversity How does ESG actually affect companies? For illustrative purposes only ESG SHOCKS

identifying physical and transitional risks for our key commercial categories, against both optimistic and pessimistic climate warning scenarios. Tesco Sustainability-Linked Bond Framework5 Our Own Operations

to hedge away longevity risk and can therefore improve the overall efficiency of a retiree’s portfolio. The contribution of an annuity within a total portfolio framework, (ben- efit, risk, and cost