of listed companies during the COVID-19 outbreak. Due to the possibility of unpredictable outcomes, accounting estimates for the preparation of financial statements can be quite a challenge. In this

, consolidated financial statement has net loss of Baht 41 million and net profit of Baht 39 million, respectively. This was resulted from non-core business transaction of the Company, which is accounted for Baht

1) trade and other receivables of THB 67mn, which was mainly offset by an increase in 2) advances to contractors of THB 34mn. Total non-current assets stood at THB 6,870mn, decreasing by 1.4% or THB

percent. Non-interest income also increased by Baht 858 million or 1.51 percent, derived mainly from revenue from sales of securities, while net premiums earned - net and fees and service income decreased

can be side-lined for now, the COVID-19 pandemic has, however, shown how vulnerable our health, social and economic systems are to unpredictable and extreme crises. Sustainability has become the

heightened competition from other financial institutions and non-bank players, KBank has focused on strengthening customer engagement through digital channels so as to reinforce our digital banking leadership

falling interest expenses. Meanwhile, non-interest income decreased Baht 1,030 million or 1.62 percent, due mainly to a decline in net insurance premiums. At the same time, operating expenses rose Baht

both financial and non-financial services, as we continue to gear up for being “The Bank of AEC+3” along with being a Regional Digital Bank. We have established our business direction primarily by