always knowing our customer insight. In addition, in this quarter some customers rush to transfer and secure their mortgage before the new BOT’s LTV measure become effective. 2. Selling and Administrative

corresponding period last year, or 22.75% decreased. The revenue was decreased because some customers rush to transfer and secure their mortgage in the first quarter before the new BOT’s LTV measure become

of live. At present, a lot of  60-year-old persons are healthy and intelligent to make contribution to many useful activities and have longer live expectancy. With larger amount of pensions to be

-quality assets, the public is asked not to rush to redeem during this period of market abnormality. Doing so might result in prices that are significantly below fair value.___________________

. KEY BUSINESS AND STRATEGIC UPDATES 1) ADVERTISING – LAYING A STRONG FOUNDATION FOR GROWTH BY MAKING STRATEGIC PARTNERSHIPS AND CREATING INNOVATIVE PRODUCTS  VGI GLOBAL MEDIA PLC   INTELLIGENT DIGITAL

PowerPoint Presentation ©2015 Morningstar, Inc. All rights reserved. Kittikun Tanaratpattanakit Senior Research Analyst Morningstar Research (Thailand) Ltd. Intelligent Financial Planning Decisions 2

://market.sec.or.th/public/idisc/Download?FILEID=dat/news/201711/17087328.pdf 19011087.pdf ดิจิทัลใหม่ๆ ผ่ำน INTELLIGENT DIGITAL OOH เพื่อรองรับยุคโฆษณำดิจิทัล  VGI ทดลองเปิดตัวผลิตภัณฑ์โฆษณำดิจิทัลรูปแบบใหม่ที่มีควำ

. Fama and French, 1993) Motivation Explaining Value Data Results Conclusions Conclusions • “Price is what you pay, value is what you get” – Warren E. Buffett • “Margin of safety” – The Intelligent

for employee attendance, it is to reduce the risk of travelling in rush hours and congestion. - Making life insurance (COVID-19) for employees, all will be insured with coverage limit in the amount of

the end of 2019  Managing the total usage amount through Boonterm kiosk to more than 10%, compared to 2018  Developing the intelligent kiosk for selling sim card and Electronic Know Your Customer