. When a financial sector is well-equipped with the necessary capacity and capabilities to innovate products and services in a cost-effective manner to tackle ESG issues, particularly climate change, it

women and girls have opportunities to lead as well as innovate in the business sector. More market opportunities for women lead to a more diverse supplier pool, enhancing competitiveness, innovation

issues from carbon reduction to waste management and inclusive workplace. It also guides organizations to reimagine business models and partnerships to innovate as well as to take action to mitigate risks

Company’s position to continuously innovate new “To-Go” products and provides greater accessibility of the products to customers. In 2H/2020 and going forwards, the Company expects to increase modern trade

platforms to innovate products and services that can better serve customers’ business operations.  Large Corporate Business KBank prioritized customer accessibility and service through offering advice for

E_1 Legal_FA_2015_12_29-c A brWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ended March 31, 2018 In the first quarter of 2018, Thai economic growth gained traction, buoyed by both domestic and international factors. However, the business sector faced rising challenges, namely various forms of competition, a borderless marketplace within the ASEAN Economic Community (AEC), and the advancing digital age amid the rapid pace of technological advancement, thus lea...

, piers, universities and insurance companies. Moreover, we have exploited our technological expertise gained in developing the K PLUS application – now trusted by 8.4 million users – to innovate via an e

E_1 Legal_FA_2015_12_29-c A WCorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2018 In 2018, the overall Thai economy maintained its growth due largely to healthier growth of exports and tourism, especially in the first half of the year. Meanwhile, the government continued to implement measures to promote and strengthen the domestic economy through support of investment and private spending as well as bolstering opportunities for other econo...