consumption and immediate utility. • A realistic and practical model for setting a self-discipline saving rate needs be developed. 2 Existing Recommended Rates • The RATEs – Berger (2013) >> a 10-percent rule
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– Medium term – Long term) • SMART targets & impact outcomes • Timebound target • Achievable : Realistic and Readiness (Manpower, capability, data collection, alliance, and budget) • Communication and
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even our daily lives. 3 ❑The 2023 Israel-Hamas war ❑The war between Ukraine and Russia ❑Trade War between US and China ❑Autonomy of Taiwan and Hong Kong from China Source: The Guardian newspaper ❑Tension
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