customers’ needs in every aspect of their lives, with our commitment to delivering an excellent customer experience. Along with this, THE PREMIER has been strengthened as an exclusive brand for new-generation

disaster-affected SMEs in the south with a 2-year waiver of loan guarantee fee; (3) A soft loan program for machinery replacement for SME entrepreneurs in 10 S-curve industries; (4) The “Do Good and Get Loan

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...