channel to help their employees. If 15 million people in workforce become more financially secured and have higher standard of living, their efficiency will increase which will bring about higher

financially affected by the COVID-19 situation may suspend or postpone their respective contribution to PVD on a temporary basis, starting from the current contribution period until the contribution period in

. Therefore, this results to lower entrepreneurs and workers income, increase in unemployment rate, people in general are worried about uncertainty financially. As a result, people will most likely postpone

, increase in unemployment rate, people in general are worried about uncertainty financially. As a result, people will most likely postpone their purchase a high value asset which buying a real estate is one

. Furthermore, it is important to promote income and savings sufficiency to empower Thai people to lead a quality life, financially and otherwise, after retirement, especially as the country is transitioning

clients and orders due to higher demand for cars and new businesses from closure of financially challenged competitors due to Covid-19. 2) Dealership business; Stronger sales of both dealerships in Thailand

SHR and the Company significantly as well as financially support potential future growth of SHR. Nevertheless, the Company intend to maintain its shareholding in SHR at 60% of SHR's paid-up capital

are financially able to make the payments of purchase prices in compliance with the scheduled payment dates. 8. The Opinions of the Audit Committee and/or the Directors which are Different from the

operation in the future. In addition, the financial policy of the Company is carefully implemented. The Company is financially stable with sufficient liquidity and strives to build confidence in the

risks and opportunities need to be linked with financial impacts. 11 Financial Materiality Impact/Environmental & Social Materiality Organizations should acknowledge financially material topics that