expenditures/total assets), intangible assets (R&D/total assets and advertising expense/total assets), cash holdings (cash holdings/total assets) and dividend payouts (total dividends/total assets), and asset

Cluster 1 Cluster 2 Cluster 3 Cluster 4 Provident fundsMutual fundsInsurance 3.9 9.4 11.6 24.0 Insurance Provident funds Insurance Primary vehicle Mutual funds Retirement saving adequacy 11% 18% 28% % of

สนใจ เช่น ความเสี่ยง เครื่องมือ และแนวทางการกำกับดูแลใหม่ ๆ ได้แก่ RegTech Crypto และ Surveillance การกำกับดูแลโดยใช้ Behavioral Cluster Analysis การบริหารจัดการความปลอดภัยของระบบและข้อมูลตามมาตรฐาน

Electricity Authority 326 employees 8. Ministry of Commerce 307 employees Analysis Using Cluster Analysis for clustering Thai investor based on their behavior or Proportions of their money allocated to each

of fixed effects may influence the results. I therefore add industry fixed effects. 16 Third, unlike Barth et al. (1999), I cluster standard errors by firm and year in order to mitigate the effects of

the same period of 2016 ( while utility service income increases) , is attributable to the decrease in central infrastructure maintenance expenditures during this period. ▪ An increasing participating

, operating profit would decrease by Baht 75.3 million or 45.6% if excluding the write-off of plant and equipment from the renovation of River Wing building amount of Baht 79.0 million. For expenditures, the

Baht 23.7 million or 12.9% mainly from higher of banquet revenues. For expenditures, the Company recorded cost of sales and services at Baht 294.1 million in Q3 2018, increased by Baht 5.8 million or 2.0

administrative expenditures in this quarter were increased. The net profit in Quarter 3/2017 was 12.48 million baht decreased from the same quarter of last year because the sales income was decreased and in this

administrative expenses amount 40.20 million baht in Quarter 2/2020 compare to Quarter 2/2019 amount 53.32 million baht or decrease 13.12 million baht (24.61%) total of Selling and administrative expenditures is