rational investment decisions but their decisions are usually influenced by several factors and restrictions; emotion, beliefs and biases, for example. Those factors and restrictions cause investors to

mutual fund. Such factors include emotion, personal belief and attitudes toward different channels of savings and investment. For example, some investors prefer low risk, principal guaranteed investment

information. • Recognise that human characteristics such as emotion can have an impact on investing decisions in unanticipated ways. • Recognise that discipline in investing can minimise behavioural biases. 7

. For elastic segment for baby diapers; The major manufacturers have switched to use the spandex instead of natural rubber, and the competition is quite high. As a result, the sales of the company of this

the sales volume. For Elastic Segment for Baby Diapers; The major manufacturers have switched to use the spandex instead of natural rubber resulting to the lower sales of this Company’s segment. For

relocation of garment manufacturers to Vietnam. The garment industry in Thailand has continued to shrink. Products of the Company: For elastic segment for baby diapers; The major manufacturers have switched to