ted company mbining the va s entered int rcent. Accord ited (“the ary shares nsurance, e detail of ix from s which -up enhance by using diligence with those with the alue of the to by the dingly, the

sold increased 24.47 percent from the same period of last year, which accord with higher sales volume. Selling expenses on year 2017 and 4th quarter increased 29.14 and 67.67 percent accordingly from the

B.E. 2539 to 30th September B.E. 2540, the procedure of which shall accord with criteria and procedure specified in Clause 3. [Added by the Ministerial Regulation No. 7 (B.E. 2539) promulgated under the

-term loan bentures es bilities ilities quity ng 30 June qual to 114 t receivable lder Equity ding 30 Jun 6 at 161.7 m cial institutio on baht from t Bearing D to consiste Moreover, th 7 as accord 017 1

Clause 4 to ing No. 6/201 ers No. 2/20 Newly Issued d (the “Comp ectors’ Meetin of Shareholde the existing r ary shares of t ht 1.00 per s o be in accord ector and/or a d to have th Business Deve der in

accord with internationally recognised rights No prejudice to legal recourse CONTINUOUS LEARNING Identification of lessons for (i) improving the mechanism and (ii) preventing future harm BASED ON

representing funds set aside by the organization as assets to pay for anticipated future losses. For banks, a general provision is considered to be supplementary capital under the first Basel Accord. Real estate

Bangchak Corporation Plc. Management Discussion & Analysis of Business Operation For the 4th quarter and year ended December 31th, 2019 2 Management Discussion and Analysis of Business Operation for FY2019 Bangchak Corporation Plc. | 03 Table of Contents 06 09 29 25 27 31 Executive Important Events Summary Business Performance 11 - Refinery & Trading 16 - Marketing 19 - Power Plant 21 - Bio-based Products 23 - Natural Resources Statement of Cash Flows Statement Financial Ratios Environment Manag...

ap d. es not includ for which as Baht, whereb l repayment based on ave advisor and e Company’ s. ach can be su WPS 7-2021 2 98.25 4.50% 05.52 view that is a suitable ely in accord business, ppraised by

Conglomerate’s capital adequacy ratio (CAR) according to the Basel III Accord was 17.63 percent, with a Tier 1 capital ratio of 15.25 percent. KBank has emphasized synergy with K Companies, strategic partners and