over the long term. Guided by our core strategies of “Customer Centricity", KBank has decided to redefine our aspiration to become “Customers’ Life Platform of Choice”, meaning the most-preferred

revenue from sales because the sales volume decreases as steel domestic 's consumption was discouraged by economics and loss of sales opportunities related to a low level of stocks due to a limited

discouraged by economics. Lose sales opportunities in relation to a low level of stocks due to a limited warehouse space. Other income 2.8 6.1 117.9% A gain and profit in exchange rate comparing to the same

Optimization • REC Carbon Removal • Tree Planting • Reforestation • Carbon Capture Utilization Storage Technology (CCUS) Residual emission in line with Thailand's aspiration, accelerating this journey where

to align their Sustainability Bonds with both the SBG and the SLBP. For the avoidance of doubt, such an approach remains at the discretion of issuers and is neither recommended nor discouraged. 3 https

preferable and discouraged practices are also defined to ensure quality of credit extension. KBank’s credit risk management is based on current, transparent and qualified data. The credit approval processes

ขนาดกลาง หมายถึง หุ้นของบริษัทที่มีมูลค่าตามราคาตลาดอยู่ในล าดับที่ต่ า กว่า 30th percentile ของตลาดจีนโดยรวม • ปัจจุบันกองทุนหลักกระจายการลงทุนภายใต้ 4 ธีมหลัก ได้แก่ Aspiration, Green, Health และ

to whether or not to apply a most favoured nation clause or to modify a peer group (for example due to M&A activity of peers) is discouraged. 3-6 Can an Issuer amend how it calculates a KPI or change

strictly prohibited Aspiration Strategic Direction Vision Powering Life with Future Energy and Beyond PARTNERSHIP & PLATFORM TECHNOLOGY FOR ALL TRANSPARENCY & POWERING THAILAND’S TRANSFORMATION by

and is neither recommended nor discouraged. Voluntary Process Guidelines for Issuing Social Bonds Voluntary Process Guidelines for Issuing Social Bonds 7 https://www.icmagroup.org/sustainable-finance