continuously focused on the development of knowledge standard for all professionals in the capital market since knowledgeable and quality professionals are instrumental in enhancing the quality of investment

were revised by the Stock Exchange of Thailand in 2012 and came into effect in 2013. Also, the Thai Institute of Directors has developed a star-rating system to assess the corporate governance of

developed and instead focused on retaining and increasing the number of users on their networks. In 9M2022, the Company had services income from information technology solutions for electronic devices of THB

and business opportunities in each individual sector and area across all industries. In parallel, we focused on the development of technological solutions with the aim of becoming “Customers’ Life

- Translation - IR62/002 26 February 2019 Re: Management Discussion and Analysis (MD&A) for the year 2018 To: President The Stock Exchange of Thailand Overview and Factors Affecting Future Operating Results In

rental areas in existing branches and new outlets in the future so that the Company will receive extra income and draw customers’ attention. 95.12% 95.25% 95.64% 4.88% 4.75% 4.36% 2Q17 1Q18 2Q18 Sales

operating performance of the wholly-owned subsidiaries of KBank was also satisfactory in terms of quantity and quality due to the concerted efforts of all units involved. KASIKORN SECURITIES PCL has developed

under the J Fintech Co., Ltd., J Ventures Co., Ltd operates the technology business and FinTech that supports future technology disruptions as well as an associated company which operates the electrical

efforts of all units involved. KASIKORN SECURITIES PCL has developed investment technologies plus varied functions in alignment with investor behavior in the digital era, driving the company to garner a

new COVID-19 outbreak. As of March 31, 2021, the Company has renovated areas in the Dessert Shop to open a total of 14 “After You Marketplace”, with 3 newly opened branches including Future Park Rangsit