35% y-y, and the second half of FY2022 increased by 30% y-y and 3% Q-Q. As at August 31, 2022, the Company had total cards as below; Management Discussion and Analysis Number of AEONTS Cards and

Company has total cards as below; Number of AEONTS Cards and Networks November 30, 2021 November 30, 2022 Number of Credit Cards (million cards) 3.05 3.23 Number of Member Cards (million cards) 6.31 6.47

continued to decline. As of May 31, 2017, the Company’s total cards reached 7.87 million cards (including 2.40 million credit cards and 5.47 million member cards), net increasing by 59,000 cards from February

baht, 3.2% growth y-y. As of February 28, 2023, the Company had total cards and distribution networks as below; Number of AEONTS Cards and Networks February 28, 2022 February 28, 2023 Number of Credit

there were nothing related, (3) showing registered capital as high as 20,000 million baht. In addition, it was found that an executive holds several identification cards under various names and used those

of scrap materials and tax cards income. 4. Profit from foreign exchanges decreased by 18.17 million baht (from 105.44 million baht in 2017 to 87.27 million baht in 2018) due to an impact from

of August 31, 2017, the Company’s total cards reached 7.96 million cards (including 2.45 million credit cards and 5.51 million member cards). Covering networks nationwide, the Company has 107 branches

million cards, has grown by 1% more than last year. Credit Card receivable was 394,123 million baht, with the growth of 9% from the same period last year. For personal loan industry, the numbers of account

welfare, Tax deduction for domestic tour package and shopping. As of November 30, 2017, the Company’s total cards reached 8.06 million cards (including 2.48 million credit cards and 5.58 million member

digital strategy plan. As of February 28, 2022, the Company had total cards as below; For overseas business in Cambodia, Myanmar and Laos, there are active customers more than 128,002 with representing 5