analysis on industry outlook to serve as information for making investment decision.As for the personnel, TIA was encouraged to upgrade right protection volunteers in the areas of analyzing financial

attitude to become a responsible citizen along with raising awareness on life cycle financial planning among general public, particularly teenagers and working aged persons. The program runs in four parts

of investment, making wise investment and having capability of protection themselves, the results of which are expected to create positive attitude and perception to capital market as interesting

positive attitude toward investment. Also, younger people?s investment portfolios tend to be more diversified. Given such condusive background, it is advisable for public policy on financial education to

ท่ามกลางความท้าทายในปัจจุบัน โดยสิ่งสำคัญ คือ การมีทัศนคติ (attitude) และแรงจูงใจ (motivation) ประกอบกับทักษะและความรู้ของผู้นำองค์กรที่จะส่งเสริมเรื่องความยั่งยืน การสร้างสมดุลที่เหมาะสมโดยคำนึงถึงผล

Contents Page Executive Summary A 1. Overview of Operating Environment 1 1.1 Global and Thai Economy in 2018 and Outlook for 2019 1 1.2 Banking Industry, Competition and Emerging Risks 2 1.3 Regulatory

-China trade negotiations and Brexit risks. The World Economic Outlook of the International Monetary Fund revised downward its global economic growth projection for 2019, to 3.3 percent from the previous

accumulation of household debt. Therefore, the MPC viewed that the current accommodative monetary policy stance remained appropriate as it would contribute to the continuation of economic growth and correspond

volatility from time to time amid the uncertainties of US-China trade policies and the eventual relationship between the UK and the EU, turbulence in emerging markets, and concerns over the US economic outlook

the protracted US-China trade negotiations and concerns over Brexit risks. For the final quarter of this year, a brighter outlook seems to be in store for the Thai economy, thanks to the government’s