. Meanwhile, the investment of private sector was slowed down because they were worried about the political stability after the election. Household sector was more carefully to spend money because there was a

regulation or “LTV” since 2019. Moreover, the household debt has been steadily increased in recent years which result to the strict in granting a loan to the borrower from many financial institutions. As well

steadily increased in recent years which result to the strict in granting a loan to the borrower from many financial institutions. As well as, the epidemic of Covid 19 have severe negative impacts on the

well as the consolidation of our Nguyen Kim business in Vietnam. Overall SSSG in hardline segment decreased, primarily due to declines in overall customer spending in Thailand, particularly product in

investors—to speak up and encourage a culture of long-term investment and growth. And well-run businesses will respond. The best businesses strategically manage all aspects of the business and ensure that