11.91% from 10.26% in 2Q20, ranking 1 st in market share. For the nine months of 2020, non-interest income totaled Baht 4,576 million, declining 7.7% yoy from lower net fees and services income which

ranking as the number one in the country of debt management business for Non-Performing Loans (unsecured loan). It is due to the situation of household debt in the country that has been increasing in the

on middle to lower-middle income earners in order to gain cost advantage. The locations for project development are around Bangkok peripheral area and the average selling price per unit is maintained

range target of 1-3% to be in line with the changes in financial conditions and structurally lower inflation stemming from 1) aging society 2) growth of e-Commerce and 3) technological advancement

sell their own stake in order to make the confidence of their controlling power of the listed companies. These could lead to the lower free float ratio of the stocks. Free float is defined as the shares

on the Stock Exchange of Thailand’s Thailand Sustainability Index (SETTHSI Index) while the Company’s corporate governance practice is also in line with 5-stars ranking Performance Summary Consolidated

-ranking executives Interested Directors : Mr. Jakkaphong Jakrajutatip and Miss Pimauma Jakrajutatip who neither were present nor offered any opinion on this agenda item. Opinion of the Board of Directors

measures implemented to curb the outbreak. Durable goods segment also declined from the contractions in vehicle sales in line with the weakened household income from lower income, employment and consumer

declined from the contractions in vehicle sales in line with the weakened household income from lower income, employment and consumer confidence coupled with the already high household debt level

ranking Book-to- market ratio ranking Momentum ranking Aggressive Allocation 47 1.06 74% 4.72 2.75 3.59 Conservative Allocation 14 0.29 79% 4.85 2.59 3.57 Equity Fix Term 24 1.24 73% 4.69 2.48 3.63 Equity