stimulus measures. Against this backdrop, KBank has established its business direction primarily by considering the balance of three dimensions – economy, society and environment – under good corporate

financial situation. However, the Company has received a written waiver from its creditor on this issue in the third quarter of 2019, which is the most recent waiver. The Company has to maintain Debt to

Understanding Concerning Consultation and Cooperation and the Exchange of Information (IOSCO MMoU), which is enforcement-centric information-sharing arrangement among signatories. As for Thailand, the SEC has

reduction of its massive balance sheet. The Fed is expected to allow maturing US Treasuries and mortgage-backed securities to roll off gradually, while not exceeding the cap limit determined by the Fed, and

awareness of IT security policy and related procedures among its employees and contractors who are engaged in the operation by accessing the organization’s information or internal information system, and

its operation is in accordance with the terms specified in the service level agreement; (d) effectiveness for adopting new IT system in business operation. For example, monitoring of the operating time