., institutional and high net worth investors, to enhance competitiveness of asset management companies and diversify choices of investment for investors with higher risk tolerance.  The draft revision aims to allow

higher risk level in buying financial products with a higher risk than the client’s risk profile. SEC has considered the case and viewed that Somchai had behaviors with dishonest implication, affecting the

workers who are able to take higher risk than those nearly-retired, might be willing to invest in products with lower risk. Moreover, the revamped suitability test provides example of basic asset allocation

; although the customer had never invested in a mutual fund before and could not afford to lose the principal, {A} allocated almost half of the customer's total assets in a mutual fund of a higher risk level

compete. One approach is to explore new lines of business other than their core securities and derivatives businesses. Such new businesses may have a higher investment value and a higher risk, or may not

increases is associated with higher expected rate of returns – implying higher risk – and downwardly revised expectations of future cash flows (Xie, 2011). Consistent earnings patterns convey information

Intangible capital provided higher risk & return than ESG factor. 13 Return Risk 34.37% 23.22% 73.02% 35.45% 38.97% 84.74% 16.29%18.07% 6.93% 56.73% 19.15% 22.67% 68.44% High ESG High ICR (HH) High ESG Low ICR

- date relevant information. • Recognise that unregulated investments are higher risk as there is little investor protection. • Accept responsibility for the financial outcome of an investment decision an

Investor Strategies for Incorporating ESG Considerations into Corporate Interactions www.blackrock.com www.ceres.org Century21st Engagement Investor Strategies for Incorporating ESG Considerations into Corporate Interactions [ 5 ] FOREWORD The Value of Our Voice ......................................................................................................................................... 1 How ESG Megatrends Are Shaping Valuation ...........................................................

to deliver a superior customer experience. Our effort to drive 5G adoption drove 5G subscribers to 3.9mn or 8.6% of total subscribers with the ARPU uplift of around 10-15%. Broadband and Enterprise