แกนมว้นถนอมเสน้ผม และไดรจ์ดัแต่งทรงผม เป็นตน้) วิตามินบ ารุงเสน้ผม ยาสี ฟัน แปรงสีฟัน และแปรงลา้งหนา้ไฟฟ้า เครื่องนวดหนา้เป็นตน้ จดัจ าหน่ายภายใตต้ราสินคา้ของกลุม่คิว รอน ไดแ้ก่ LESASHA, SPARKLE และ
tourists, compared to 5,872,145 people in the pre-COVID-19 period (Jan-Feb 2020), as travel restriction remained in place. In 2021, the recovery of the Thai economy is expected to be fragile and uneven
geopolitical situations remain risk factors affecting economic activities of Thailand’s trading partners. At the same time, uneven recovery of household purchasing power may be further hindered by the floods in
only gradually picked up. Even then, such growth remained uneven; improvement was seen only in certain businesses and in some areas. On the downside, however, trade policy uncertainty, in particular
durable goods. The Thai economy hence showed ongoing improvement from the first quarter. Nonetheless, the economic expansion, which was still limited and uneven, affected the performance of KBank and our
was uneven, with improvement concentrated in only certain industries. Under these circumstances, KBank has developed effective credit risk management policies, tools and processes to cope with potential
businesses. Focus has been on formulating area- based lending strategies given the uneven economic recovery. We continued to prioritize risk assessment through prudent screening and close monitoring of
Risk Management During the first quarter of 2018, the Thai economy saw an uneven recovery amid limited growth in consumption, weak farm income and risks from uncertain trade policies and protectionist
business to computer components, such as display card and mainboard under several global famous brands such as Gigabyte, Sparkle, HIS, Sapphire, MSI, Palit and Biostar. For the past years, S-TREK has
business to Page 4 computer components, such as display card and mainboard under several global famous brands such as Gigabyte, Sparkle, HIS, Sapphire, MSI, Palit and Biostar. For the past years, S-TREK has