! 3G -/7a / !5!! 9!3C!56 $5!I+51+63G 6-7 ! -M7- C (Net Capital) 476!769 7 +- /4 1 +,!+:/ +: 3G 6 cushion +,!7669 7 +- /4 +- /4 +: +-9M98A! +53G +!56+- %G 7 !A6,9M98A! /!I+5!I9, !!7 1 h 6+A!6 6

offered by the Government of each country to cushion the high losses as well as improving the cash flows. 3 Profit/(Loss) after Taxation and Minority Interests (“PATMI”)/(“LATMI”) 3.1 PATMI/LATMI for the 3

Mall Chaiyapruek opened in Mar 2019) and improved occupancy rates as well as higher revenue from home service inlcuding moving service, cleaning service, sleeping care service, design and build service

services, and revenue from home, such as moving service, cleaing service, sleeping care service, design and build service, etc. *Value may differ by one decimal point due to rounding Q1/2020 Operating

capital, in combination with regular increases in reserves, the commercial banking system will continue to provide a cushion for NPL. Overall Picture of the Bank and its Subsidiaries Million Baht Item

is due to customers’ focus on quality in their asset management. The loan to deposit ratio was 82.5 percent, reflecting an adequate liquidity position to cushion against economic uncertainties. The

, sleeping care service, design and build service, etc. *Value may differ by one decimal point due to rounding 6M/2020 Operating Revenue: Baht 4,040.8 million Retail 73.0% Projects 11.7% Rental & Services 4.9

cushion the impact to some degree. Private investment is also projected to contract in line with the slowdown in economic activity. Public spending on investments are expected to be fall as government

high level of capital and the regular setting aside of additional provision, commercial banks are able to continuously provide an adequate cushion for NPL in the banking system. Overall Picture of the

prudently set up provisions to cushion against any possible deteriorations from the COVID-19 situation. Operating results of the Bank and subsidiaries for 1Q21 For 1Q21, the consolidated net profit totaled