Company has already partially estimated in 2016. Whereby, these additional debtors are overdue accounts receivable and in request for payment extension process, thus the additional debt overdue exceeded 181

estimated additional doubtful accounts for the remaining outstanding balance. Overdue - Overdue 91-180 days amount 6.71 million Baht - Overdue 181-365 days amount 173.72 million Baht - Overdue 365 days amount

same way of sales, but increase in less portion of sale increase. So it seem that this decreasing of cost of sales or increasing of gross margin was due to (a) the company had developed new formulas with

to increase income by providing services to projects developed by other property developers. The business growth target in 2019 is thus set at 10 - 15%. The gross main income of the Company and

companies operate real estate business and provide full real estate services. Since 2017, the projects developed i.e. residential condominiums and single houses have been remodeled to serve the needs of all

revenue grew significantly from last year. Focusing on card recruitment activities, the Company has developed more card recruitment channels including setting booths in high traffic areas and encouraging

card business in 2016, the key sector which make up the growth of credit card business. Focusing on card recruitment activities, the Company has developed more card recruitment channels including setting

bad debt and doubtful accounts was mainly from the expansion of our loan portfolio and increased in writing off the bad debt. Moreover, the Company has developed a new collection to improve debt

inventory increase 512.65 million THB or 3.02% i.e. from 16,964.84 to 17,477.49 million THB. Three projects have been developed from the previous year and are completed and ready to be handed over. Pieces of

real estate development and service business. The Company has developed premium housing projects in central business area to open up new business opportunities. Moreover, the opportunity in rental real