• Financial literacy does not lead to QoL directly • Financial literacy needs to be redefined to include “Digital literacy” • One needs to have willing attitude to learn new things to overcome risks

business operators, should be supported. In regards to the legal sectors, we must also adjust and improve in accordance with the world, to overcome and obstacles and to be able to support the rapidity of

, electronics, and food and beverages. We also organized a learning course entitled “Stay Ahead of the Economy: How to Overcome Risks in Import-Export Business” to provide our customers with knowledge on the

overcome this situation such as the adjusting caravan to mobility service center for repairing of the broken screen on mobile phone, shifting its marketing effort to provide caravans in both beach and

to overcome this situation such as the adjusting caravan to mobility service center for repairing of the broken screen on mobile phone, shifting its marketing effort to provide caravans in both beach

poverty, consumerism, and ignorance. Poverty has long been one of the most important issues policy makers strive to overcome. When there is insufficient wealth to nourish basic needs, indebtedness could

challenges to engaging with sovereigns, some of which can be overcome better than others Barriers to Engagement SEC Classification : ใชภ้ายใน (Internal) 17 Source: PRI ■ Bondholders cannot engage with issuers

time to be overcome. Moreover, several other challenges still lie ahead. These include intensified competition between banks and non-bank players amid the fast-changing technology, the National e-Payment

ซึ่งบางกองเน้นขายผู้ลงทุนรายใหญ่ (affluent investors: AI) และผู้ลงทุนรายใหญ่พิเศษ (ultra high net worth investors: UI) เนื่องจากกองทุนรวม ประเภทนี้อาจลงทุนในทรัพย์สินที่มีความเสี่ยงสูงมาก หรือมีความซับ

tourist-related industries and growth remained sporadically in the affluent segment with higher purchasing power. Overall, AIS reported core service revenue of Bt33,130mn, improved 1.0% YoY but slightly