growth seen since the global economic and financial crises of 2008-2009. With regard to the monetary policy of major central banks worldwide, the Federal Reserve, the European Central Bank (ECB) and

Derivative Warrants | TTB06C2208K | DERIVATIVE CALL WARRANTS ON TMBTHANACHART BANK PUBLIC COMPANY LIMITED ISSUED BY KIATNAKIN PHATRA SECURITIES PUBLIC COMPANY LIMITED LAST TRADING IN AUGUST 2022 # K

Derivative Warrants | BBL06C2208K | DERIVATIVE CALL WARRANTS ON BANGKOK BANK PUBLIC COMPANY LIMITED ISSUED BY KIATNAKIN PHATRA SECURITIES PUBLIC COMPANY LIMITED LAST TRADING IN AUGUST 2022 # K

Derivative Warrants | BBL06C2207K | DERIVATIVE CALL WARRANTS ON BANGKOK BANK PUBLIC COMPANY LIMITED ISSUED BY KIATNAKIN PHATRA SECURITIES PUBLIC COMPANY LIMITED LAST TRADING IN JULY 2022 # K | Stock

Derivative Warrants | TTB06C2205K | DERIVATIVE CALL WARRANTS ON TMBTHANACHART BANK PUBLIC COMPANY LIMITED ISSUED BY KIATNAKIN PHATRA SECURITIES PUBLIC COMPANY LIMITED LAST TRADING IN MAY 2022 # K

-CDM (Cash Deposit Machines) 2,615 2,598 K-PUM (Passbook Update Machines) 1,131 1,118 Note: 1) Excluding 10 branches, classified as other branch platforms per the Bank of Thailand’s conditions 2

Online Shop Space (KOS Space). For card accepting merchant business, KBank developed the K PLUS Shop application on a continual basis in alignment with the Bank of Thailand’s policy guidelines regarding

in 2017, as a result of soaring energy prices at home in line with higher oil prices in the global market. For Thai monetary policy, the Bank of Thailand’s policy rate is expected to stay low at 1.50

monetary policy of central banks worldwide. The Federal Reserve has occasionally signaled that it may become less vigorous in its pursuit of monetary policy tightening. The US central bank is thus expected

context, KBank and K Companies operate our business as a Bank of Sustainability under appropriate risk management and good corporate governance. We accentuate enhancement of our business capabilities to