E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

risk management in line with related international standards such as ISO 27001 and ISO 31000, in accordance with the Bank of Thailand’s policies and best practices. For overall digital risk management in

investors—to speak up and encourage a culture of long-term investment and growth. And well-run businesses will respond. The best businesses strategically manage all aspects of the business and ensure that

Winner: Best Retail Bank Thailand, Highly Acclaimed: Outstanding Digital Innovation in SME Banking, Highly Acclaimed: Best Customer Centric Business Model, Highly Acclaimed: Outstanding Innovation Program

international standards, policies and best cyber security practices under the supervision of the Bank of Thailand. Along with this, service users have been continually equipped with beneficial knowledge via

Airport, offering comfort and convenient for Bangkok Airways’ domestic departure passengers. 5. The Company received Smart Travel Asia Awards as "Top 10 Best Cabin Service Worldwide" in Best in Travel Poll

E_1 Legal_FA_2015_12_29-c A WCorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2018 In 2018, the overall Thai economy maintained its growth due largely to healthier growth of exports and tourism, especially in the first half of the year. Meanwhile, the government continued to implement measures to promote and strengthen the domestic economy through support of investment and private spending as well as bolstering opportunities for other econo...

home and abroad, proven by many awards granted during the first quarter of 2019, notably: Awards to KBank and K Companies Awards to KBank  Asset Management Award, from Euromoney magazine  Best Private

greater efficiency in work processes, control and systematic risk management, in compliance with related international standards and the Bank of Thailand’s policies and best practices. 9 3. Business

IPOs of 28 companies. At the same time the value of debt instrument offerings was 193,330 million baht. Moreover, Stock Exchange of Thailand (SET) had the distinctions of being the worldûs best