on retirement income. We present a concept that we call “Gamma” designed to quantify the additional value that can be achieved by an individual investor from making more intelligent financial planning

of live. At present, a lot of  60-year-old persons are healthy and intelligent to make contribution to many useful activities and have longer live expectancy. With larger amount of pensions to be

. KEY BUSINESS AND STRATEGIC UPDATES 1) ADVERTISING – LAYING A STRONG FOUNDATION FOR GROWTH BY MAKING STRATEGIC PARTNERSHIPS AND CREATING INNOVATIVE PRODUCTS  VGI GLOBAL MEDIA PLC   INTELLIGENT DIGITAL

represents more than fifty percent of the total number of the voting rights of any company under (a). (c) any company holding shares at any level in the sequence of ownership, starting from any company under

PowerPoint Presentation ©2015 Morningstar, Inc. All rights reserved. Kittikun Tanaratpattanakit Senior Research Analyst Morningstar Research (Thailand) Ltd. Intelligent Financial Planning Decisions 2

://market.sec.or.th/public/idisc/Download?FILEID=dat/news/201711/17087328.pdf 19011087.pdf ดิจิทัลใหม่ๆ ผ่ำน INTELLIGENT DIGITAL OOH เพื่อรองรับยุคโฆษณำดิจิทัล  VGI ทดลองเปิดตัวผลิตภัณฑ์โฆษณำดิจิทัลรูปแบบใหม่ที่มีควำ

. Fama and French, 1993) Motivation Explaining Value Data Results Conclusions Conclusions • “Price is what you pay, value is what you get” – Warren E. Buffett • “Margin of safety” – The Intelligent

the end of 2019  Managing the total usage amount through Boonterm kiosk to more than 10%, compared to 2018  Developing the intelligent kiosk for selling sim card and Electronic Know Your Customer

at the end of 2018  Managing the total usage amount through Boonterm kiosk to more than 10%, compared to 2017  Developing the intelligent kiosk for more capacities to support new business  Expanding

at the end of 2018  Managing the total usage amount through Boonterm kiosk to more than 20%, compared to 2017  Developing the intelligent kiosk for more capacities to support new business  Expanding