system; 2. Financial reporting ecosystem: A well-balanced financial reporting ecosystem whereby the parties involved in the preparation process can perform their duties fully and appropriately contributes

) • Financial sector & high risk non-financial sectors • Transition risks & physical risks (and opportunities) • Forward-looking information & scenario analysis • Short-term, medium-term & long-term • Qualitative

requirements to be fully enforced in 2019, as well. These new standards may eventually affect provisioning expenses, risk calculation and capital maintenance of commercial banks. All of these factors may change

revenue growth. This promising growth was attributed by the increase of number of patients as well as bill amount per patient. Revenue growth from social security incurred from higher number of registered

Strategic Betas in use 36 Risk-based explanation Behavioral explanation Value Costly reversibility of assets inplace leads to high sensitivity to economic shocks in bad times Over-reaction to bad news and

spread in Thailand and The government has enacted the Emergency Decree on Public Administration in Emergency Situation (Emergency Decree) and orders to close the places where there is a high risk of

promising growth was attributed by the increase of number of patients as well as bill amount per patient. A yoy slight decline of social security revenue were mainly from high care cost revenue following the

the countermeasures taken by the government to control social gathering activities, including travel restrictions and the closure of venues considered high-risk areas, the Thai economy in 2020 is

growth was attributed by the increase of number of patients as well as bill amount per patient . Revenues for the year 2018 increased 13% yoy which were contributed by both non-social security and social