Audit Division 10  Key Developments to Strengthen Risk Management KBank places a great emphasis on effective and timely risk management. Risk management policies, tools and processes have been developed

these regulatory changes. We have prepared internal processes and developed employees’ skills to ensure that our services are appropriately provided to customers in line with international standards

tourism in Thailand that led to a continuous decrease in number of tourists especially from China which is our target customers. The Company was responsive of the situation and formulated new strategies and

progress and remaining challenges, and formulated common policy objectives and a practical reform agenda. Awareness of the OECD Principles of Corporate Governance is now high in the region. In fact, all

Republic of Vietnam; “registration statement” means the registration statement for offer for sale of securities issued by a foreign company; “electronic information” means the information created

for reform in individual countries. 4 G20/OECD PRINCIPLES OF CORPORATE GOVERNANCE © OECD 2015 The Principles were originally developed by the OECD in 1999 and last updated in 2004. The current review

% decrease compared to 2 0 1 7 . The Company is fully aware of the situations and impacts and already formulated new strategies and marketing plans since August 2018 to tackle the problems with affected

society more generally. It’s difficult to precisely quantify the value created by shareholder engagement. But it is easy to see the problems created in its absence—evidence of value destroyed or unattained

efforts of all units involved. KASIKORN SECURITIES PCL has developed investment technologies plus varied functions in alignment with investor behavior in the digital era, driving the company to garner a

guidelines were formulated as part of sustainable business operation which accounts for environmental, social and governance (ESG) criteria. The guidelines, which will serve as protection against adverse