rational investment decisions but their decisions are usually influenced by several factors and restrictions; emotion, beliefs and biases, for example. Those factors and restrictions cause investors to

mutual fund. Such factors include emotion, personal belief and attitudes toward different channels of savings and investment. For example, some investors prefer low risk, principal guaranteed investment

information. • Recognise that human characteristics such as emotion can have an impact on investing decisions in unanticipated ways. • Recognise that discipline in investing can minimise behavioural biases. 7

Notification and such office shall remain operative under the scope of operations prescribed under the said Notification. The service office shall also be subject to this Notification and other notifications

permitted to operate as a branch office under this Notification and such office shall remain operative under the scope of operations prescribed under the said Notification. The service office shall also be

comes into force, it shall be deemed that such service office is permitted to operate as a branch office under this Notification and such office shall remain operative under the scope of operations

) (4) Management classification Add: Acquisition cost and pre-operative expense 1 10 3 Management classification Add: Extra expenses related to PO/MTBE turnaround - (0) 3 Management classification Add

exceeding 35%). Such as where a large number of smallholder farmers receive finance via a co-operative, supply chain partner or bank. We call this a ‘highly dispersed bond’. Clear boundaries and critical

190 130 127 50% 555 383 45% Add: Non Operational/Extraordinary income/(expense) (6) 167 (1) 706% 119 87 36% Acquisition cost and pre-operative expense, (6) (7) (2) 189% (20) (7) 181% Gain on Bargain

, before extraordinary items 192 798 (76)% (13) 34 51 (125)% Add: Non Operational/Extraordinary income/(expense) (23) 21 (207)% (34) (7) 18 (288)% Acquisition cost and pre-operative expense, (26) (35) (26