rational investment decisions but their decisions are usually influenced by several factors and restrictions; emotion, beliefs and biases, for example. Those factors and restrictions cause investors to

operations, with a view to grouping the relevant regulations of the operation system and the provision of services to facilitate business operators.The public hearing is intended to propose the draft

mutual fund. Such factors include emotion, personal belief and attitudes toward different channels of savings and investment. For example, some investors prefer low risk, principal guaranteed investment

region.?? ------------------Notes: 1. The ASEAN Capital Markets Forum (ACMF) is a high-level grouping of ASEAN securities regulators established under the auspices of the ASEAN Finance Ministers in 2004.2

information. • Recognise that human characteristics such as emotion can have an impact on investing decisions in unanticipated ways. • Recognise that discipline in investing can minimise behavioural biases. 7

sales management effective, the Company has changed the organization follow products grouping (Business Units) since July 1 2017. This results in each unit can sell, focus and response through their

September 2017 - To make sales management effective, the Company has changed the organization follow products grouping (Business Units) since July 1 2017. This results in each unit can sell, focus and

a high-level grouping of capital market regulators from all 10 ASEAN jurisdictions, namely Brunei Darussalam, Cambodia, Indonesia, Lao PDR, Malaysia, Myanmar, Philippines, Singapore, Thailand and

relation to the ACMF Market Development Programme. ------------- Note-to-Editors: About the ACMFThe ACMF is a high-level grouping of capital market regulators from all 10 ASEAN jurisdictions, namely

. - END - Note-to-Editors: About the ACMFThe ACMF is a high-level grouping of capital market regulators from all 10 ASEAN jurisdictions, namely Brunei Darussalam, Cambodia, Indonesia, Lao PDR