rational investment decisions but their decisions are usually influenced by several factors and restrictions; emotion, beliefs and biases, for example. Those factors and restrictions cause investors to

mutual fund. Such factors include emotion, personal belief and attitudes toward different channels of savings and investment. For example, some investors prefer low risk, principal guaranteed investment

information. • Recognise that human characteristics such as emotion can have an impact on investing decisions in unanticipated ways. • Recognise that discipline in investing can minimise behavioural biases. 7

-minded travelers with authentic local experiences in vibrant destinations worldwide. Each hotel will include thoughtfully-designed, compact rooms with high quality facilities and a vibrant communal space

same as waste-to-energy. The criteria only allow to turn part of municipal biowaste (such as grass and leaves) into biofuel (not burning them). Almost no solid communal waste is suitable for the 18

Solidarity Economy (SSE) actors such as Communal social welfare centre (CCAS) • Associations • Foundations and philanthropic structures • Number of beneficiaries Education Loans to finance primary and