"Stable". RML acknowledged the downgrade credit rating result prior to the effective date of Filing Form but RML did not reveal this credit rating in Filing Form. 27/12/2021 agreed to comply

liable for RML’s failure to reveal the downgrade credit rating which should have been stated in the registration statement and draft prospectus (Filing Form) in materiality. 27/12/2021 agreed to comply

rational investment decisions but their decisions are usually influenced by several factors and restrictions; emotion, beliefs and biases, for example. Those factors and restrictions cause investors to

mutual fund. Such factors include emotion, personal belief and attitudes toward different channels of savings and investment. For example, some investors prefer low risk, principal guaranteed investment

information. • Recognise that human characteristics such as emotion can have an impact on investing decisions in unanticipated ways. • Recognise that discipline in investing can minimise behavioural biases. 7

/ regulatory action 5. Advertising, raising customer awareness • One state regulator describes their role as making advisors reveal their “verification of misconduct” (costly verification) • Conditional on a

, conditions and procedures on management of fund. Management company shall reveal to unitholders, clients or prospective investors, as the case may be, in order to know that such information under paragraph one

Commission on rules, conditions and procedures on management of fund. Management company shall reveal to unitholders, clients or prospective investors, as the case may be, in order to know that such

Please note and reveal the information to know each other. Yours Truly, Pol.Maj.Gen. (Vatin Comsongsri ) Director

by the notification of the Office of the Securities and Exchange Commission on rules, conditions and procedures on management of fund. Management company shall reveal to unitholders, clients or