Business Performance The following management discussion excludes an impact of non-recurring items and new accounting standard applied as mentioned above. Total Revenue In 1Q20, the Company reported total

non-compliances were resulted from failures to record employee benefit obligation in accordance with Thai Accounting Standard No. 19 ?Employee Benefits? prescribed by Accounting Standard Committee

year, and from the provision of employee benefit for retirement, a non-recurring item classified under administrative expenses. Excluding the non-recurring items and the performance of residential

% YoY from the same period in the previous year (YoY). Excluding the non- recurring items and the performance of residential business, total revenue increased 8.9% YoY and net profit increased 12.3% YoY

and subsidiaries reported Baht 9,744 million in net profit, decreasing Baht 1,173 million or 10.75 percent over-quarter. The decrease could be attributed to non-interest income, which dropped Baht 3,187

strongly, especially on a same-store basis that continues to grow together with cost effective management. Excluding the non-recurring items, total revenue increased 9.0% YoY and net profit increased 7.4

Cyber Threats,” along with a lecture titled “GRE-2AT Clinic: Integrating Cybersecurity, AI, and Enterprise Risk Management (ERM),” delivered by distinguished speakers from the three associations. The

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extent of the interest of the connected persons in the transaction : -Non- 9. This transaction allows to standard of receiving and selling of assets. In this schedule the company sold out the investment