, demonstrating growth in leaps and bounds.The corporate governance assessment of Thai listed companies under the 2014 ASEAN CG Scorecard program shows that Thai companies continue to be regional leaders on CG

days (within 14 August 2018) to continue their businesses until an order to cease their businesses is given.As of 14 August 2018, these seven existing businesses seeking operating licenses, in line

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, unless the underlying asset is low value. Accounting by lessors under TFRS 16 is substantially unchanged from TAS 17. Lessors will continue to classify leases as either operating or finance leases. 4

continue to classify leases as either operating or finance leases. 3. Management Discussion and Analysis for the first quarter ended March 31, 2020 The presentation of 2019 figures was not made in accordance

from collection of purchased accounts receivable 341.0 85.2% 419.0 76.6% 78.0 22.9% Insurance Income 0 0.0% 37.2 6.8% 37.2 100.0% Interest income and related income 0.5 0.1% 0.5 0.1% 0 0.0% Total

.) Interest Income - net 1,644 2,496 (34.1) 871 88.7 4,140 4,857 (14.8) Total Interest Income 2,225 3,078 (27.7) 1,352 64.6 5,303 5,782 (8.3) Cash at financial institutions 1 1 0.0 1 0.0 2 2 0.0 Loans purchased

10,791.2 6,342.3 11,914.4 Bangkok Commercial Asset Management Public Company Limited Page 4 management business4 Remark 1 “ Interest income from loans purchased” and “gain on loans purchased” are presented