contain information on the securities to be offered, particularly its special characteristics and risks categorized and detailed in a succinct and comprehensible language, to allow investors to access and

while others are more familiar with traditional savings deposit. Some prefer short term, fixed return products while others are drawn to giveaways and complimentary gifts or neglect details of the

like Russia and India will be a complimentary strategic fit with IVL’s current high value added (HVA) portfolio where it already has a well-established and strong presence. 8. Source of Funds The