public. ESG TRENDS Climate change Water scarcity Tech disruption Healthier lifestyle/longevity Labor scarcity Diversity How does ESG actually affect companies? For illustrative purposes only ESG SHOCKS
× Individuals underestimate their life expectancy × Not many aware of longevity risk × Lacking of popularity and choice of annuity products 22 23 The Alpha Spectrum 24 Asset Location 25 Asset Location and
framework with the belief that the business sector being driven by the framework of the guiding principles will be strengthened in the management of operational risk. More importantly, the operations of
aspects of biases comprising (1) emotional or preference biases: focusing on present rather than future incidents; (2) belief bias: making conclusion based on too small sample size while associated risks
mutual fund. Such factors include emotion, personal belief and attitudes toward different channels of savings and investment. For example, some investors prefer low risk, principal guaranteed investment
the consciousness-raising and support efforts of many organizations to create a more diverse and balanced workforce, with the belief that in the future, women leaders will be a significant target
Practices was set up by Temasek Trust with the belief that impact investing would spur solutions to address the challenges that our world is facing today. We are pleased to be SDG Impact's anchor partner in
_____________________________________________________________________ I/We have duly examined the information contained in this application form hereto and declare that to the best of our knowledge and belief all information given in this application form and the
into account the following two conditions: (1)The decision has been made with honest belief and reasonable ground that it is for the best interest of the company and; (2)The decision has been made