study on asset allocation for retirement savings in a group of working age investors. The allocation was made among common stocks, bonds, bank deposit and gold in appropriate mix adjustable through life
investment horizon. Furthermore, investment plan where proportion of investment in shares is automatically adjustable suit savers with limited knowledge and prefer status quo and clearly benefits those who are
due to its lofty international reserves. Meanwhile, Thai and US interest rates and bond yields were declining due to several factors. There were, for instance, political strife between North Korea and