Offeror : UNIVENTURES PUBLIC COMPANY LIMITED | Date of submission of the Statement of Intention : 17/10/2012

Offeror : UNIVENTURES PUBLIC COMPANY LIMITED | Date of submission of the Statement of Intention : 01/11/2012

Offeror : FRASERS PROPERTY (THAILAND) PUBLIC COMPANY LIMITED | Date of submission of the Statement of Intention : 04/06/2019

Offeror : FRASERS PROPERTY (THAILAND) PUBLIC COMPANY LIMITED | Date of submission of the Statement of Intention : 20/06/2019

Offeror : FRASERS PROPERTY (THAILAND) PUBLIC COMPANY LIMITED | Date of submission of the Statement of Intention : 19/05/2020

Offeror : FRASERS PROPERTY (THAILAND) PUBLIC COMPANY LIMITED | Date of submission of the Statement of Intention : 28/05/2020

Offeror : FRASERS PROPERTY (THAILAND) PUBLIC COMPANY LIMITED | Date of submission of the Statement of Intention : 01/06/2020

Offeror : FRASERS PROPERTY (THAILAND) PUBLIC COMPANY LIMITED | Date of submission of the Statement of Intention : 07/07/2020

Bitcoin or Gold for a Diversifier? Tales of Before and During COVID-19 Crisis Financial Literacy and Fintech Adoption for Quality of Life Yosuke Kakinuma Chiang Mai University Business School SEC

Fixed-haircut approach 1.1 !4!$+b #" #% (" 1) 1.1.1 FX/Gold-linked (" 2) /'#0+, /'".% (#' 3 : "'(./+% (#' 5 : ' #E23 ""'+3 S3 % 1.1.2 Non FX-linked /'#0+, /'".% (#' 3 : 1 .. 54