the followings: Low level of involvement in audits by engagement partners and EQCRs Incomplete audit manuals and audit programs as required by the new auditing standards. Incompetent EQCRs in the
and low spending level in 1Q18. QoQ, marketing expenses declined 4. 6% mainly from lower advertisement. Marketing expenses to total revenue stood at 5.9%, compared to 5.5% in 1Q18 and 6.1% in 4Q18
private consumption, especially on the cost of living in the low-to-middle income consumer group. The mobile competition landscape in 3Q22 persisted at the same level as the previous quarter across all
private consumption, especially on the cost of living in the low-to-middle income consumer group. The mobile competition landscape in 3Q22 persisted at the same level as the previous quarter across all
private consumption, especially on the cost of living in the low-to-middle income consumer group. The mobile competition landscape in 3Q22 persisted at the same level as the previous quarter across all
: AIS continues to focus on cost optimization for operation and SG&A to preserve profitability; therefore, we are expecting EBITDA for FY2020 to decline low single digit, same level as previous guidance
, passbooks and postal stamps. These products are manufactured using advanced printing and anti-counterfeiting technologies. 5 2. Revenue from plastic cards Plastic cards consist of ATM cards, debit cards
, coupons, cash, passbooks and postal stamps. These products are manufactured using advanced printing and anti-counterfeiting technologies. 5 2. Revenue from plastic cards Plastic cards consist of ATM cards
stamps. These products are manufactured using advanced printing and anti-counterfeiting technologies. 2. Revenue from plastic cards Plastic cards consist of ATM cards, debit cards, credit cards, EMV chip
.................................................................................................07 Summary of Audit Inspection Results A. Firm-Level...........................................................................................................10 B. Engagement-Level