SERVICE 2 Bank of Sustainability K-Strategy is reimagined to drive growth and empower customers Purpose To Empower Every Customer's Life and Business Sustainability ESG Beyond Banking & Innovation Strong
of 241 million baht, an increase of 111 million baht or 85% y-y and 26% q-q drove by auto loans business expansion. The Company also launched Motorcycle Big Bike Hire Purchase in September 2019, which
significant potential to help achieve this. The demand for green bonds has been growing rapidly with total issuance increasing tenfold from $3bn in 2012 to $35bn in 2014. The market has been driven by a strong
, mountain view or tourist attractions, together recreation activities, for example, water sports, mountain bike, trail, etc, Moreover, the Company is committed to driving sustainability since the Company use
) Derivatives, each coming with its own strong market position. The acquisition comes with its own strong R&D and technical capabilities apart from portfolio of about 900 patents and other intellectual properties
cause of change as follow: 1. Sales Revenue decreased by 139.64 million baht or 7.49% from 1,863.61 million baht in 2018 to 1,723.97 million baht in 2019 due to sales volume decrease, from strong
strong appreciation of THB/USD, which strengthened from the average rate of Baht 34.2863/USD in Q2-17 to Baht 31.9468/USD in the same period this year. Sales revenues of this quarter amounted to Baht
harmoniously combining technology and talent” Customer Promise 5 Confidential Growth Strategy Key Capabilities Purpose Strong Brand Dominate Digital Payment Reimagine Commercial & Consumer Lending Democratize
business which comprised of 81.22% of sale and service income in Q3 2021 remained strong and grew in line with the industry. In Thailand, customer orders were slightly slower than planned but still higher
and continuous declining global economy and the greater range of fluctuation that had a strong effect to maritime industry. Please be informed accordingly. Yours sincerely, Chanet Phenjati President