timely manner. Impact from Changes in Accounting Policy From 1 January 2020, the Group has adopted Thai Financial Reporting Standard - Financial instruments group and Thai Financial Reporting Standard No
production efficiency and competitiveness enhancement. Another notable program was a soft loan program catering for Small Business clients in promising tourist attractions and commercial zones to help them
From 1 January 2020, the Group has adopted Thai Financial Reporting Standard - Financial instruments group and Thai Financial Reporting Standard No.16 - Leases which impacted to the financial statement
of debentures. Another notable initiative was development of the CBH PLUS application of Chon Buri Hospital, which links to the database of the National Health Security Office (NHSO) to allow patients
230,062 1.80 TISCO Bank 285,305 1.42 218,433 1.56 228,608 1.79 Land and Houses Bank 230,548 1.15 165,018 1.18 151,569 1.19 ICBC (Thai) 215,797 1.07 129,823 0.93 110,246 0.86 Standard Chartered Bank (Thai
Plan. Notable endeavors included an added function for payment acceptance via QR code and more features for merchants, namely buyers’ purchase history shown in a sales summary report, UX/UI improvement
products and services in a sandbox of their own if their innovations cannot be developed to the level of an infrastructure or as a central standard, or are not required by laws or regulations to be tested in
195,216 1.45 225,559 1.80 Land and Houses Bank 238,658 1.26 168,171 1.25 158,118 1.26 ICBC (Thai) 199,700 1.05 102,142 0.76 106,306 0.85 Standard Chartered Bank (Thai) 151,860 0.80 61,351 0.46 32,449 0.26
been embraced and applied to match students’ lifestyles. Notable endeavors include the launch of an application for enhanced learning efficiency and support of cashless transactions among on-campus shops
term, to ensure that we adopt proper fund-raising strategies. 7 3. Business Directions and Operations of Core Businesses 3.1 Sustainable Development and Corporate Governance Notable progress of KBank’s