year, which was still better than the set target. In this quarter, our impairment loss on loans and debt securities decreased Baht 1,314 million, or 14.39 percent, in line with the prevailing

directions that focus on effective, timely and proactive integrated risk management (IRM), internal operation efficiency, maximized resource utilization, along with better IT systems, to ensure that we will

expenses increased by Baht 57.24 million or 10.58 % due to the increase in medical personal and general staff expenses to support the future expansion of subsidiaries. Morever according The Labor Protection

40.32 percent, which was better than the target. Meanwhile, our robust capital position was sufficient to cushion against risk, and greater than the Bank of Thailand’s requirement. As evidenced, the

operating cost and asset quality management, along with better information and IT systems through appropriate structures and tools, as well as human resource management that focuses on employee development

always focuses on personnel development to ensure that our employees gain knowledge and understanding of the overall industry picture vis-à-vis customers’ businesses. Equipped with in-depth knowledge on

have adopted digital banking platforms to support business operations in a bid to facilitate financial and payment transactions for customers, allowing them to gain better access to banking services

net profits for the company and its subsidiaries was Baht 56.05 million or increased by 15.39 million which accounting for 37.9 percent, the results for the current three-month period was better when

net profits for the company and its subsidiaries was Baht 53.05 million or increased by 10.21 million which accounting for 23.8 percent, the results for the current three-month period was better when

, the growth in expenses was less pronounced than that of net total income. As a result, our cost to income ratio decreased to 41.07 percent compared to the previous quarter, which was still better than