as follows: 2 - Credit Card Credit cards turnover shared 63% of total turnovers. In the first quarter of 2019, the consolidated revenues from credit card were 1,867 million baht, showing an increase of

having a tendency to decline as the GDP is expanding. Moreover, the number of unemployed in the 4Q/2022 amounted 4.62 hundred thousand people, or an unemployment rate of 1.2%, remained stable from the

from Myanmar Economic bank in Myanmar that potentially decreases our funding costs with more stable financial conditions. 2 Summary of Consolidated Financial Results 1. Operating Results Revenues For the

of utility services in Q1/2018 compared with those in the same period of 2017, (while utility service income is stable), are attributable to the road and water system repairing cost. ▪ An increasing

Declaration Under the ESG Declaration, shared action priorities are set: 1. Governance: Ensure good corporate governance and effective oversight at the board level, with clear accountability and responsibility

2019, net loans at 14 domestically-registered commercial banks grew 0.37 percent over-quarter and 3.92 percent over-year, figures that were stable compared to the growth of 3.88 percent at the end of the

longer term. These include signing off on a single source of truth vide ONE SAP across our businesses, setting up a global shared services center in India and taking a deep dive into our fibers business to

quarter, net interest income advanced over-quarter and over-year. Likewise, net interest margin (NIM) was stable from the previous quarter. This reflected commercial banks’ attempts to manage funding cost

Miss Rae- vadee T. Suwan , a Audit Director 0.09% shared held 5.3 Mrs. Kannika Chatmahakulchai 0.03% shares held as a Director of Pharmacy department. 5.4 Mr. Viroj Noragrai none % shares held as the

from interest rate reduction and a slowdown in loan in the banking system. Meanwhile, net fees and service income was stable, whereas fees from insurance, mutual fund and investment banking services