Bitcoin or Gold for a Diversifier? Tales of Before and During COVID-19 Crisis Financial Literacy and Fintech Adoption for Quality of Life Yosuke Kakinuma Chiang Mai University Business School SEC

result, the government has encouraged biodiesel B10 to be the mandatory diesel in 2020 and fuel traders M.7 must prepare the stock of biodiesel B10 before starting the shifting B7 to B10 as mandatory

average of crude palm oil price (CPO-DIT) in 2Q2020 was at 22.00 Baht/kg., climbed up by 4.79 Baht/ kg. or 28% compared to 2Q2019 owing to demand growth of biodiesel as mandatory diesel shifting from B7 to

, dairy, meat) 5. Waste management (composting, manure, crop residue processing, recycling) 6. Primary processing and storage before point of sale. Eligible use of proceeds relating to supporting activities

Company is confident that our strategy and prompt action plans will enable us to navigate the shifting retail landscape in the future. The current business situation First half of 2020 was a challenging

with high number of office buildings and residencies as well as include breakfast menu such as hot drink and bakery to increase product variety in response to the shifting fast-pace consumer behavior

competition and resulted into slower sales in B2B as well. Adopting to the changing consumer behavior where consumers are transitioning to apply technology for their purchases, the Company is expanding its

requirements of the Adaptation & Resilience component before it can be certified. If a project has an orange circle under Mitigation and an orange circle under Adaptation & Resilience, it must meet the

diverging monetary policies, businesses may have to contend with Thai Baht volatility and rising interest rate trends. Given the changing customer behavior amid new technologies, regulatory changes and

overcome this situation such as the adjusting caravan to mobility service center for repairing of the broken screen on mobile phone, shifting its marketing effort to provide caravans in both beach and