balanced portfolio of owned, leased, and managed models • More industry partnerships • New hygiene, safety & security measures • More technology driven • Greater sustainability and local experiences

financial institution, the securities company may comply with the policy of security of the information technology of such financial institution. [M] o Reviewing and modify updatable by having a risk

& business ethics • Maximizing energy efficiency • Conservation of natural resources and waste management • Operational efficiency with an emphasis on safety, security, health, and environment • Rights and

Re: Operational Control and Information Technology Security of Securities Companies Whereas in these days securities companies widely accept information technology as an instrument for securities

been a change in the necessary circumstances as provided in the first paragraph, the Minister upon the recommendation of the SEC may modify or change the conditions already specified.

Invoicing Core Banking SAP Back office system ATM IT Organization IT process System development and program changes Network and security management IT service operationIT Planning and Organization 4 Why DO WE

banking business, directly and indirectly. In detail: 1. Cyber Security Risk Amid rapid technological change, Thai consumers have readily embraced the new tech trends. Obviously, economic activity

(ThaiCERT). Given the more sophisticated cyber risks, financial institutions as service providers, and customers as users, are increasingly vulnerable to losses. In terms of cyber security readiness, however

79.5 4.6 5.8 Cleaning service expenses 58.0 50.4 7.6 15.0 Bad and doubtful debts expenses 35.6 65.1 (29.5) (45.3) Security guard expense 31.4 29.7 1.7 5.7 Property tax 10.5 18.3 (7.8) (42.6) Others 666.7

Tender Offer for all Securities in Thai British Security Printing Public Company Limited, Increase of the Registered Capital, Allocation of the Newly Issued Ordinary Shares to the Company’s Existing