management, work system and data security in compliance with law and international standards, as well as appropriate user protection. 2. Eligible banks must have investment and income ratio of IT-related
share (Baht) 0.03 0.06 (0.03) * According to the adoption of Thai Financial Reporting Standard No.9 Financial Instruments since January 1, 2020, the Company reclassified loan from financial institution
together with specific privileges catered specifically for teen clients. We also debuted a chip debit card under the Thai Standard Format that comes with enhanced security wherein cardholders are required to
uplift of information security management to meet global standard: KBank’s information security management system has been awarded ISO 27001:2013 certification for the sixth consecutive year. We were also
in safekeeping advance money in accordance with the true purpose of the law for consumer protection. Salient points of the regulations can be summarized as follows: (1) Banks are required to start
effectively support KBank operations. - Preparation of data protection measures, currently in the process of implementing Data Protection program as a security measure and for the prevention of risks related to
195,216 1.45 225,559 1.80 Land and Houses Bank 238,658 1.26 168,171 1.25 158,118 1.26 ICBC (Thai) 199,700 1.05 102,142 0.76 106,306 0.85 Standard Chartered Bank (Thai) 151,860 0.80 61,351 0.46 32,449 0.26
intended to limit the spread of COVID-19. The health and safety of our staff and customers remains our top priority. Our teams constantly evaluate the situation and use appropriate protocols to serve
& business ethics • Maximizing energy efficiency • Conservation of natural resources and waste management • Operational efficiency with an emphasis on safety, security, health, and environment • Rights and
increased .In addition the Social security revenue of subsidiaries decreased because of the uncertainty of the payment system of Social security office. 2. Cost of hospital operations & Administrative